Coinbase Adds XRP, Dogecoin, Cardano, Litecoin as Loan Collateral

By Drift Striker · February 20, 2026

Coinbase has expanded its crypto-backed lending product to now accept XRP, Dogecoin (DOGE), Cardano (ADA), and Litecoin (LTC) as collateral. The update—effective February 18, 2026—is live for eligible U.S. customers, excluding those in New York, and enables borrowers to secure up to $100,000 in USDC without needing to liquidate these assets . The extension builds […]